Investing in Yourself
In-person in East Nashville · Online across Tennessee & Virginia
My practice is private pay for new clients, and 50 minute sessions are $175. Payment is accepted by major credit card, debit card, or HSA/FSA card at the time of each session.
I want to be honest with you about why I work this way — because I think it matters for the work we do together. Want to understand more about why I work this way? Here's the thinking behind it.
When therapy goes through insurance, a few things happen that aren't always in your best interest. A diagnosis has to be assigned before we can begin, and that diagnosis becomes part of your permanent medical record. An insurance company gets to weigh in on how long we work together and what we work on. And a lot of what I care about most — relationship counseling, premarital work, group therapy — isn't covered at all.
Private pay removes all of that. There's no diagnosis required to start. No third party in the room. No clock set by an authorization. Just you, me, and the work that actually matters to you. I believe that's worth something. I hope you do too.
Depending on your insurance plan, you may be able to submit for partial reimbursement after each session. I can provide a superbill to make that process easy. A superbill is a detailed receipt that some clients submit to their insurance provider for potential out-of-network reimbursement. One is available upon request at any time.
One important note: Tim Jackson Counseling does not provide a formal diagnosis as part of the therapeutic process. Some insurance plans will consider reimbursement without a diagnostic code — others won't. We have no way to predict how your specific plan will respond. If reimbursement matters to your decision, contact your insurance provider directly before your first session to confirm what your plan requires and covers.
Have an HSA or FSA? You can use it here. Individual therapy sessions qualify as a medical expense under most Health Savings Account and Flexible Spending Account plans. It's one of the most underused options for people who want to invest in their mental health — and it makes private pay much more accessible than people often expect.
I don't want cost to be the reason you don't reach out. If $175 per session feels out of reach, let's have that conversation before you decide not to contact me. Between out-of-network reimbursement, HSA/FSA funds, and other options, the actual out-of-pocket cost is often lower than people expect. And if it's genuinely not the right financial fit, I'll do my best to connect you with a trusted colleague whose fee works better for where you are right now. Getting you the right support matters more than it being me.
Check out some additional commonly asked questions on my Good Questions page.
Ready to take the next step? I'd love to hear from you. Reach out here.